About Us

Michael is a solicitor admitted to practice in the Supreme Court of Queensland, New South Wales and the High Court of Australia. Michael was admitted to practice in 1985 and established his own practice three years later in 1988.

In his capacity as a solicitor, Michael has acted for a number of building societies and lenders, including the Scheme, in relation to mortgage funds.

Michael has extensive experience in all facets of mortgage lending having managed mortgage funds for investors and lending to borrowers since 1980. The combination of legal skill and understanding of the mortgage funds market has allowed Michael to specialise in preliminary investigation, credit and valuation analysis, drafting and advising on legal documentation, settlements and mortgage defaults.

Michael also holds a certificate of Financial Planning Principles and Practice (SIA) and Diploma of Mortgage Lending (SIA) with the Securities Institute of Australia.

Karen commenced working in the mortgage industry in 1987 and has been continuously involved in mortgage transactions since that time. Karen’s role in the Scheme principally involves management of investor portfolios and compliance with all regulatory authority requirements.

In addition, Karen has significant experience with borrowers under first mortgage facilities and their requirements and is skilled at mortgage transactions between investors and borrowers for the mutual benefit of all parties concerned.

Karen has successfully completed a Diploma of Mortgage Lending with the Securities Institute of Australia.

Megan commenced employment with the Manager in 2011 and holds a Bachelor of Business degree. Megan has also completed a Certificate IV in Financial Services and a Diploma of Finance Mortgage Broking Management.

Megan’s responsibilities including all aspects of preliminary credit and valuation requirements and assisting with risk management analysis.

Kristina has worked with the company since 2011 as a Credit Manager having previously worked for Westpac Bank for 20 years.

Kristina plays an integral role in the credit analysis of the loan process and as such is responsible for liaising with borrowers to obtain financial details to satisfy responsible lending obligations and serviceability criteria. Kristina’s role entails her liaising closely with borrowers to enable the efficient processing of applications and ascertaining borrowers objectives and obtaining evidence and verification to satisfy serviceability criteria.

Rachael has been employed as a Loan Officer since 2003 and is involved in the pre-settlement and final settlement stages of loan applications. Rachael’s role involves the preparation of security documentation and arranging loan settlements.

Rachael is also involved in the day to day management of investor’s funds.

Bree has been employed with FMI since 2000 as a Loan Management Officer. Bree’s position involves predominantly with ongoing management of loans after settlement including processing of borrower payments and defaults/sales.

Bree is also responsible for liaising with borrowers during the discharge stage of their loan and repayment of loans.